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I don’t know if it is relevant but I have ADD, so impulse control, particularly when under stress, has always been an issue for me, and the whole thing was really traumatic with changing roles and several other factors.
My mental state was definatly not clear at the time I started doing this.
I can use Pay Pal to get cash out of the card and into my bank account, so what I have been doing is waiting until the bill is due (a new billing cycle) and taking out that amount with Pay Pal, then using the cash to pay it off, plus adding in my own money to try and reduce the balance a little.
This just means I get charged Pay Pal fees for the cash advance, and it means nothing more is due until the next billing cycle.
But at the same time, I am aware that the company policy states no personal expenses.
The orginal plan was to use the money for a deposit on a car, and once the car was paid off, I would then have the car as an asset, which I could use as security on a loan, which I could use to pay off the card.
Or were you hoping you could do it and pay it back before it was noticed? My manager said point-blank that if I did not get a car within the week, there was nothing he could do for me.
Third car deposit, and four years later I am feeling trapped in this cycle where I am getting about 0 in Pay Pal fees every month.This results in the next month having that balance plus charges, minus any and all money I can put toward it out of my pay (generally ,000 a month).Somehow I have managed to rack up a rolling balance of ,000 on this card and I can’t ever pay it all off in one go.Free, full-day, high-quality pre-K, where teachers are igniting learning in our children.Free, full-day, high-quality pre-K, where teachers are igniting learning in our children. Contact 311 to register a complaint about a lack of heat or hot water. Contact 311 to register a complaint about a lack of heat or hot water. Contact 311 to register a complaint about a lack of heat or hot water.